Q & A : Accounts

Quetion and Answer about Accounts

Accounts


Yes. The limit for Mobile deposit is $1,000 per day. To request a mobile deposit limit increase, please contact to Customer service.
- For Sole Proprietorship: you need to bring your ID and the Business License.
- For a Corporation or Inc. : you need to bring your ID, the Certificate of Corporation. Article of Corp., and Business EIN #
- For an LLC (Limited Liability Corporation) : you need to bring the Certificate of Corporation, Article of Corporation, Business EIN #, and the Operating Agreement.
Routing number is : 061119794.
Swift code is : FIEBUS3A.
You have to bring that person to branch and fill out the application. The new signer will need to provide a valid driver’s license or state photo ID.
It is for CTR (Currency Transaction Report) that government requires banks to fill out when you deposit, withdraw a currency transaction greater than $10,000 in single day.
You must be 18 years and older to open a checking account and use a debit card in the name only.
You would have to visit one of branches to fill out a wire request form. If you completed Funds Transfer Agreement form, you can send a wire transfer by fax or e-mail.
If you have a business account with First IC bank, you receive one free wires a month. All other accounts, fees will apply.

Domestic Wire
Incoming Wire Any Amount $7
Outgoing Wire Up To $10,000 $10
$10,001-$50,000 $20
Over $50,000 $30

International Wire
Incoming Wire Any Amount $7
Outgoing Wire Up To $500 $15
$501-$5,000 $25
$5,001-$100,000 $30
Over $100,000 $50